In Mudeer, you can accept manual or automatic payments.
Automatic payments are payments the customer makes through Mudeer. These payments will be automatically recorded and the customer will receive a receipt.
Manual payments are payments the customer makes to your bank or Wise account. For these payments, you have to record and issue receipts in Mudeer yourself.
Currently, customers can only make automatic payments through a payment gateway.
If you operate in Malaysia, there are a few options for accepting local and international payments. Here is an overview of some of the payment services currently available:
| Manual | Automatic (payment gateway) | |
| Local | Bank transfer | Toyyibpay ✅ Billplz ✅ Chip Stripe |
| International | Wise Bank transfer |
✅ Mudeer integrates with
Most payment gateways in Malaysia accept payments through:
- FPX (local bank transfer) or
- Credit/debit cards (local and international)
- E-wallets (only some providers)
FPX which stands for Financial Process Exchange, allows customers to make payments through local bank transfers.
Here is a summary of the rates for each provider (as of 3 Oct 2023):
| FPX | Local Card | Foreign Card | |
| Toyyibpay | RM1 / transaction | 1.5% of amount | 2.35% of amount |
| Billplz | RM1.05 / transaction | 1.8% of amount | – |
| Chip | RM1 / transaction | Credit card – 2.2% of amount Debit card – 1% of amount | Credit card – 3% of amount Debit card – 1.8% of amount |
| Stripe | 3% + RM1 / transaction | 3% + RM1 | 4% + RM1 + 2% if different currency |
What if I want customers to make payments directly to my bank or Wise account?
In Mudeer, you can put payment instructions in the invoice.
